Think you need Hard Money? Think Again!
Check Out Our Programs!
Commercial Loan Programs to 10 Million
FLEXIBLE PERMANENT LOANS
Lock in long-term financing with no balloon payment.
KEY FEATURES
- Best Alternative for HARD MONEY LOANS!
- No Taxes Needed Ever! Great for qualifying W-2, self-employed investors and small business owners.
- Based on property value and its revenue generating potential
- Interest Only Options Available! (1-10 year)
PROPERTY TYPES
- MultiFamily
- Mixed Use
- Office
- Industrial
- Retail
- Storage
- Automotive and more!
ACCEPTABLE SITUATIONS
- Investor or Owner Occupied
- Experience First time buyers are ineligible for investment 1-unit properties.
- Bankruptcy/NOD Discharge 1 day. (50% LTV or Less)
- Mortgage Lates OK.
- Title Seasoning 1 day. (50% LTV or Less)
- No Income Verification - Simple documentation.
- Appraisal Process and Fee
- Impounds Required for property taxes and insurance.
- Foreign Investors OK.
LOAN AMOUNTS
Minimum loan amount for Multi-Family, Mixed-Use and Commercial is
$100K to 10 Million
Fast and flexible rehab/fix-and-flip loans
for real estate investors.
Renovations are hard work. Finding the right financing solution should be simple and quick. You can obtain up to $25 million in funding for your investment acquisition. Our Fix & Flip loan is designed for independent real estate investors who are often tough to qualify. Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest-only solution for acquiring and improving property value for fix-and-flip investors. (Commercial Rehab Available)
DEAL STRUCTURE
- 85% of the purchase (Full Doc available to 100% LTV)
- 100% of the Rehab Budget
- 80% of the ARV allowed (Leverage based on experience)
KEY FEATURES
- Allows borrowers to finance improvements.
- Great for borrowers who need a quick close.
- Up to 18 Months
- An interest-only 1-year term provides lower monthly payments
- 600+ credit score rate is 10.24%
- A higher LTV and ARV than hard money lenders. up to 100% (full doc option)
- Loan Min. $50,000
- Loan Max $25,000,000
- Available for Investor 1-4 properties (SFR, Condo and 2-4 Units).
- Portfolio Rehab Options Available
Rental & Portfolio Loans
We will be your long term financing partner, helping you build a rental portfolio.
We can do single or blanket portfolio loans with a DSCR as low as 1.00, rates as low as 7.5% for a 30 year fixed term.
Our Perm loan is designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan for up to 30 years.
This loan eliminates the balloon payment associated with private money loans, along with the rate hikes of adjustable-rate mortgages.
Because the Perm loan is asset-based, it’s perfect for independent, buy-and-hold real estate investors and small business owners who are tough to qualify.
KEY FEATURES
- Great for qualifying W-2, self-employed investors and small business owners.
- Based on the property value and its revenue-generating potential.
- Best alternative to hard money loans.
- Available as a 3/5/7/10-year-fixed or 30-year-fixed loan, each amortized over 30 years.
- Interest ONLY 1-10-Year Loan Terms available.
- Scores as Low as 575 acceptable!
Ground Up Construction
We help builders, developers, & investors finance new construction projects for single family, multi-family and most commercial asset classes.
- Prefer Major Markets / Suburbs and some Rural Acceptable
- $50,000 min loan amounts. No Cap!
- Rates as low as 10.24%
- Interest Only with extensions available for residential construction.
- Up to 85% LTC
- Up to 75% of the land value (60% if unpermitted)
- 100% Construction Costs
- Non-Dutch Repayment Option Available
- FICO Min. 620
Send in your loan request with your construction budget and list of projects completed in the past couple of years. (Must be on title on past projects for experience credit. Purchase, Sale and Refinance HUDs will be requested)
No Appraisal, No Credit Commercial
Real Estate Bridge & Rehab Loans!
We offer short term bridge loans for residential and commercial property types from 6 to 36 months. Whether you are doing value add or renovation or ground up, we look at all make sense deals up to $10 Million+.
Cash-Out Uses Include:
- 100% Tenant Improvements!
- 100% Renovations!
- 100% Rehab!
Loan Amount $500,000 to $10,000,000
Property Types: Multifamily, Mixed Use, Mobile Home Parks, Office, Retail, Self-Storage, Warehouse
Light Industrial – value add opportunities (no ground up construction)
Recourse & Non- Recourse Options Available
Term: 12, 18 or 24 months
Loan To Value: Up to 75% of stabilized underwritten value
Credit: Non Applicable
Reserve(s): May be required (for I/O or CapEx)
Borrowing Entity: Individuals or Entities (some states require entity closing)
Highlights:
- No bank statements
- No tax returns
- No credit score needed
- Low expense deposit

Commercial Loans For Stabilizes Properties $1Million+
CMBS Loans
CMBS loans are also known as CMBS or conduit loans. These loans are used to buy commercial real estate buildings like multifamily living communities, office buildings, or warehouses. They typically offer flexible underwriting standards and use the property as collateral.
CMBS conduit loans are conventional fixed-rate, first mortgage loans secured by stabilized income-producing commercial real estate properties that are leased to tenants. Once closed, CMBS conduit loans are pooled together by Wall Street investment banks and sold as securities to investors. The CMBS conduit loan market is a powerful source of financing for income-producing real estate.
The best benefits of CMBS conduit loans?
- All CMBS conduit loans are non-recourse (no personal guarantees)
- CMBS conduit loans allow for unrestricted cash-out on refinances in which the new CMBS conduit loan amount is greater than the loan balance being paid off.
- Available Nationwide
- Acquisition or Refinance
- 75% LTV/80% with Mezzanine Loan Combo
- Loan Amounts $2 Million-$100 Million
- 5-/7-/10-Year Fixed Rates
- 25-/30-Year Amortization
- Interest-Only Available
- Loans Are Assumable
- Older Properties Are Acceptable
- Sponsor Credit / Blemishes Considered
NNN Funding
SellYouMoney Provides NNN Funding Nationwide!
A triple net lease (triple-net or NNN) is a lease agreement on a property whereby the tenant or lessee promises to pay all the expenses of the property, including real estate taxes, building insurance, and maintenance. These expenses are in addition to the cost of rent and utilities.
KEY LENDING CRITERIA
- LEVERAGE As high as 75% LTV
- INTEREST ONLY Up to 10 Years
- RECOURSE Non- Recourse with Standard Carve-Outs
- REPAYMENT CAPACITY DSCR as low as 1.15x
- REPAYMENTS Prepayments Allowed
- LOAN SIZE Starting at $500,000
- SECURITY First-Lien Deed of Trust
- LOAN TERM Up to 10 Years
- AMORTIZATION Up to 30 Years
- LEASE TERM At least 7 years of lease term remaining
- PROPERTY TYPES Single-Tennant Retail Properties
- GEOGRAPHIES All U.S Jurisdictions*
- LEASE TYPES Triple-Net (and selectively double-net)
- TENNANT TYPES Rated IG by an NRSRO or National QSR Brands with strong credit operators
Commercial Renovation and Construction
We bring pride and passion to every project that we undertake, with a professional team of underwriters and seasoned inhouse investors. We can help you with you Domestic and International Projects.
Whether the project is a total knockdown, conversion or if you are adding GLA or extending your property.
SellYouMoney also has options for Commercial Renovations that other Big Name lenders don't!
- Mixed Use Rehab $500,000 up-to 10 Million up to 90% LTC
- 5 to Unlimited Units MultiFamily up-to 10 Million up to 90% LTC
- Ground Up Construction with NO Loan Cap for qualified projects!
- Conventional construction rates available!
- Send your full loan package with budgets, approved designs and plans, contracts and construction track record.
Cannabis Real Estate Financing
With the continued legalization of cannabis and marijuana across the United States, the need for financing of cannabis properties has increased significantly. Whether you are a licensed cannabis dispensary, grower, product manufacturer, distributor or real estate owner, there is a need for financing. SellYouMoney keeps up with financial market trends offers Short term and Long Term Financing.
Long Term Financing General Terms
- Cannabis Property Types (Retail, Industrial, Office)
- 25-year amortization
- 5/7/10 year term options with PPP
- Typically, max loan amount is $8,000,000
- Owner user or investor
- Full recourse
SBA & SBA Express Financing
We can help you get approved for a SBA 7a or 504 loan, the application is lengthy, but the savings are great. Terms range up to 25 years. We have all SBA and SBA Express options available in the market.
Essential questions for any SBA Client
- How many years have been in business?
- How many years of experience do you have at this type of business?
- What industry are you in and how does your business generate income?
- Do you know what your credit history looks like?
- Get detailed explanations on any historical derogatory issues
- When do you need the money by?
Please be prepared to breakdown what you need financing for:
- Purchase Real Estate$________
- Purchase Furniture, Fixtures or Equipment$________
- Refinance existing Real Estate Date$________
- Refinance existing Asset or working capital debt$________
- Construction or Build Out$________
- Buy new inventory$________
- Obtain Working Capital$________
- Business Acquisition$________
- Other________________________$________
